A fourplex with 10 per cent down will get a client’s attention. Before anyone writes an offer, though, the agent needs to know whether the building is new. The federal government’s Budget 2026, tabled Nov. 5, introduces mortgage-insurance options for smaller rental properties. The new three- and four-unit rules cover construction and newly built properties. An existing fourplex does not qualify just because it has the right number of doors.
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